My Funded Futures Rules, Payouts and Costs Explained

My Funded Futures (MFFU) is a futures prop firm with one evaluation and four funded plans, Rapid, Rapid EOD, Builder and Pro, that differ in payout cadence, profit split and drawdown model. Every new evaluation is a one-time payment with no renewal and no activation fee, and a funded account is a Sim Funded account: simulated trading, real payouts, an invitation-only route to live capital.

My Funded Futures plans and prices: Rapid, Rapid EOD, Builder, Pro

MFFU’s plan selector shows a large promotional price beside a struck-through list price (a 40% promotion was displayed site-wide on the verification date, plus a 50% first-evaluation offer); both are reported as displayed.

Rapid: 2 minimum days, 50% evaluation consistency, daily payouts, 90/10, no daily loss limit, EOD drawdown in the evaluation and intraday trailing once funded.

Rapid EOD: 4 minimum days, 30% evaluation consistency, daily payouts, 90/10, EOD drawdown in both stages.

Builder: 1 minimum day, no evaluation consistency rule, 50% consistency on funded payouts, 80/20, payouts every 48 hours, EOD drawdown throughout. The add-on is the 50K with a $1,500 max loss; its prices come from the help center’s Builder guide (list $125; $75 is its “40% OFF – 2 uses only” row).

Pro: 2 minimum days, 50% evaluation consistency, payouts every 14 calendar days, 80/20, no daily loss limit and no consistency rule once funded, EOD drawdown in both stages. The funded table lists the Pro micro limit as “3 mini / 3 micro” (6/6, 9/9) against 3/30 in the evaluation, unreconciled.

MFFU evaluation rules: targets, minimum days, consistency, no time limit

No clock, nothing rebills: reach the target, never touch the EOD max loss, respect the minimum days and the consistency threshold.

• Minimum days: 1 on Builder, 2 on Rapid and Pro, 4 on Rapid EOD; a limited-time Pro 50K One-Day add-on passes in one day against a $4,000 target with no consistency rule.
• Consistency (evaluation only): no day above 50% of total evaluation profit on Rapid and Pro, 30% on Rapid EOD, none on Builder. Best day ÷ 0.5 (or ÷ 0.3) is the total you need: a $2,000 day on a 50K Rapid means $4,000 of profit, not $3,000. Breaking it does not fail the account; you “simply need to trade additional days until consistency is met”.
• Daily loss limit: none on Rapid, Rapid EOD and Pro; Builder’s soft pause ($600 / $1,000 / $1,750 / $2,500 by size) stops trading for the rest of the session, and only the max loss closes an account.
• Max loss: EOD trailing; open losses count (the Builder guides say at the close; the EOD article does not specify). The floor locks at the starting balance + $100 ($50,100 on a 50K, $25,100 on a 25K). It gets there the first time the account closes max loss + $100 above the start ($52,100 on a 50K), and the balance must then stay above it.
• Contracts: one limit per size, no scaling ladder (an older cross-instrument help article still mentions a scaling plan on Rapid); micros count one tenth of a mini.
• News: Tier 1 releases (FOMC decisions and minutes, the jobs report, CPI; EIA for energy, agricultural reports) can be traded in every evaluation and on Builder, “without limitation” per the Builder guides. The news policy bans straddles, strangles and disguised news plays everywhere, and its general protocol (“no open positions or orders are active in the order book 2 minutes before and after any data release”) is not reconciled with that list.
• Passing: click Upgrade in the dashboard and the Sim Funded account is created the same day; some accounts get a review, “typically in less than 24 hours”.

My Funded Futures drawdown explained: EOD trailing, intraday trailing and the $100 lock

MFFU calls the drawdown the Max Loss Limit (MLL). EOD trailing (every evaluation; Rapid EOD, Builder and Pro funded accounts) moves only at the close and never down: a 50K that closes at $51,000 sees its floor rise from $48,000 to $49,000. Intraday trailing (Rapid Sim Funded only) follows the equity high-water mark tick by tick, unrealized gains included: $51,000 on an open trade moves the floor to $49,000 even if you close flat.

The Rapid, Rapid EOD and Builder funded accounts start at $0 with the same max-loss distance ($2,000 on a 50K), so the floor begins at −$2,000 and the balance can be negative for a while. The Pro pages give no Sim Funded starting balance and quote the lock as $50,100. The floor trails up until it sits at +$100, which happens when the balance reaches max loss + $100 ($2,100 on a 50K); it then stops forever and at least $100 must stay in the account. The plan guides tie the lock to reaching +$100; the Rapid page FAQ, the payout policy’s Builder section and the Pro pages tie it to the first approved payout. On Studio the max loss is static.

My Funded Futures Sim Funded account rules: news, inactivity, how many accounts you can have

The Sim Funded account keeps the evaluation’s contract limit (the mini allocation on Pro). Identity verification through a third-party KYC processor (the page points to Sumsub: ID, live selfie, proof of address under three months old) comes first, once per person. MFFU does not accept citizens or residents of about 90 countries and territories (its list includes China, Turkey, the UAE, Pakistan, Nigeria, Indonesia, the Philippines, Vietnam and Malaysia); traveling there you may trade but not buy or reset an account.

• Session: 6:00 PM ET to 4:10 PM ET; open positions are auto-closed at 4:10 PM ET on regular days (not on holiday half-days), and holding overnight is a breach.
• Inactivity: one trade at least every 7 consecutive calendar days, in evaluations and Sim Funded accounts, or the account can be closed, a closure the Terms treat as a breach; MFFU asks to be told of longer absences. Live accounts have no inactivity rule.
• Tier 1 news is banned on Rapid, Rapid EOD and Pro Sim Funded accounts: nothing open, not even a limit order, from 2 minutes before to 2 minutes after the release; Builder funded accounts may trade it.
• Account caps: up to 10 evaluations. Sim Funded: up to 5 with only 25K and 50K sizes, within plan ceilings (3 per size on Rapid EOD, 2 on Builder 25K, 1 on Builder 50K, 100K and 150K). Once a 100K or 150K account is active, 3 in total.
• Pro only: no written consistency rule, but a Consistent Trading Policy against maxing contracts on every trade, contract flipping, erratic sizing or high-frequency tactics.

My Funded Futures payout rules: buffer, daily payouts, minimums and caps

Every plan uses the same gate, the buffer: max loss + $100 of realized profit before the first request ($1,100 on a 25K, $2,100 on a 50K, $3,100 on a 100K, $4,600 on a 150K). What you can request is the equity above it.

Builder figures are 25K / 50K / 100K / 150K. *The 150K help guide caps a cycle at $4,500; the plan page shows $3,500. Pro’s $100,000 is a per-user total in the help center, the Pro page title and its step list, “per payout cycle” in the same page’s headline and FAQ, and “up to $100K per payout” in the other plan pages’ cross-links. Profit above the cap is forfeited per the Pro guide, or moved into the live balance up to a plan-specific limit per the Pro page FAQ and the payout policy; either way it triggers the live review. Pro and the buffer: the payout policy overview allows up to 60% of profits before the buffer is fully cleared (one-time, per the legacy Pro guide). The plan page and the Pro guide say the buffer is cleared first, and the pages do not say which applies.

• Speed and methods: 75% or more of requests are auto-approved in under a second (plan pages: about 80%); manual reviews take 6 to 12 business hours on weekdays per the payout policy, up to 24 per the Rapid page. Payouts go through Riseworks (bank transfer or crypto) or, for US traders, Plaid/ACH; the first one needs agreements signed through Riseworks.
• Rapid ceiling: a $10,000 net profit day on a funded account triggers an automatic move to live, and profit above $10,000 that day is forfeited.
• Builder consistency: the 50% check is per cycle (an $800 best day needs a $1,600 cycle) and resets after every approved payout. On Pro the first window opens 14 calendar days after the first funded trade or when the buffer is cleared, whichever is later.

My Funded Futures activation fee, commissions, resets and refunds

• Activation fee: $0 on every plan and size; the funded account is created from the dashboard the day you pass.
• Commissions: MFFU’s instrument list publishes a “Total Cost Round Trip” per contract ($4.68 on ES and NQ, $1.90 on MES and MNQ, $4.92 on CL, $5.12 on GC). On a live account CME professional data, commissions and the platform license come out of the live balance.
• Restricted products at the time of writing: silver, copper, platinum, natural gas and e-mini natural gas (“temporary”, dated February 7); micro metals capped at 3 / 5 / 10 / 15 contracts by size; Micro Bitcoin counts as a mini.
• Resets restore a failed or still-active evaluation to its starting balance for “a specific fee” the pages do not publish; funded accounts cannot be reset. Subscriptions bought before the one-time model started in late August 2026 still renew every 30 days, with a reset credit at the first renewal if not breached.
• Refunds: only if no trade has been placed, within 14 days. The Cancellation & Refund Policy, which the Terms say controls, returns the amount paid minus a $75 fee and counts “accessing market data” as trading activity; the help center article promises a full refund under the same conditions. Crypto purchases and breached accounts are non-refundable.
• Payment: Visa or Mastercard in your own name (no prepaid or forex cards), Apple Pay and Google Pay in certain states, or crypto (ETH, LTC, USDT, USDC, SOL, POL, TRON). A card in another name, even a relative’s, terminates the account and voids payouts.
• Platforms: NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, DeepChart, ATAS and Hyperprop (Studio: Hyperprop only).

What My Funded Futures prohibits: hedging, HFT, news, overnight, automation

MFFU’s rules sit on a fair-play page, a hedging page, a news page and in the Terms:

• Hedging of any kind: long and short on the same underlying at the same time, in one account or across accounts (NQ against MNQ counts). Offsetting positions in unrelated products are permitted, though MFFU says relying on them makes a trader hard to evaluate.
• High-frequency trading is not allowed on any plan. Automation is not banned outright: automated strategies with your own settings are allowed if they do not exploit the simulated fills, and live traders must follow CME rules. Copy trading between your own accounts is allowed (Tradesyncer, Tradovate’s group copier); copying another trader is not.
• Exploiting the simulator: stacking limit orders at one price, fishing for fills in gapped or illiquid markets, tight brackets that only work without slippage, coordinated identical or opposite trades across unconnected accounts, straddles or strangles on news.
• Everything else: overnight positions (auto-flat at 4:10 PM ET; forcing orders after the close can disqualify the account), trading within 2% of a CME price limit, mixing minis and micros beyond the total contract limit. Also letting someone else trade your account, shared devices, multiple identities, and position sizes or trade counts far from your own history (“market-standard risk management” under the Terms). Payouts are “subject to rules compliance, trading day requirements, and firm review”: profit from prohibited practices is confiscated, a chargeback after using the account freezes every account you hold, and termination forfeits balances and pending payouts.

What a My Funded Futures account really costs before the first payout

Take a 50K Rapid, the size MFFU uses in most of its examples, and assume you pass and request the smallest payout allowed.

• Money out: $209 at list price, $125 at the displayed promotional price; no activation fee, no renewal, so that is the whole cost of one attempt. A second attempt costs a reset or a new evaluation.
• What the account must do: $3,000 of profit in the evaluation over at least two days with no day above $1,500, on a $2,000 EOD drawdown. Then $2,600 of realized profit in the Sim Funded account ($2,100 buffer plus the $500 minimum) on a $2,000 intraday trailing floor that starts at −$2,000. About $5,600 of simulated profit before the first $500 request, of which you receive $450.
• Break-even: one minimum payout returns more than twice the fee at list price and 3.6 times at the displayed price. Every failed attempt before it adds its full fee to the money-out column (our data on what traders actually spend before a first payout).
• Builder instead: $153 list / $92 displayed for a 50K, the same $2,600 threshold, a first payout capped at $2,000 at 80%: $1,600 at best, $400 at the minimum.
• The firm’s own disclosure (measurement period not stated): 19.97% of evaluation participants advanced past the evaluation, 39.2% of those reaching the simulated funded stage earned at least one payout, 4.2% of simulated funded traders were promoted to live.

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My Funded Futures live accounts, Studio plans, legacy plans and MyFundedPerps

Live is by invitation and cannot be refused: your Sim Funded accounts go dormant and you trade a real brokerage account (Blue Row Capital on Builder and Pro). Rapid moves after a $10,000 day or a payout-track review and Builder after the fifth sim payout; Pro is reviewed after three consecutive payouts, at the $100,000 cap, at $20,000 of profit or on invitation. Rapid and Pro live accounts start at $0 with an EOD max loss equal to the plan’s; the Pro page FAQ instead describes a static floor, a daily loss limit and reduced contract limits for live Pro. Builder’s guides imply a $0 start too; Studio starts at 40% of the amount requested (see below). Live accounts have no inactivity rule and pay daily (requests before 11 AM ET, $250 minimum) at 90/10 on Rapid and Studio, 80/20 on Builder and Pro. On Rapid and Pro a Reserve of up to $5,000 of Sim Funded profit covers a negative live balance or pays a bonus after 20 profitable live days and $10,000 of gross live payouts (Pro: $10,000 to $30,000 by size). A live breach triggers a 21-day cooldown with no sim trading and no new purchases.

Studio is MFFU’s lab for limited-time plans (Studio page only, daily purchase cap): #001 ($10K account, $140, $1,000 target, $500 static max loss, 10 micros), #002 ($20K, $280, $2,000, $1,000, 20 micros), #003 ($5K, $75, $500, $250, 5 micros). One account at a time, no minimum days, no consistency rule, no daily loss limit; after 7 days without a trade the account may be closed and unrequested profit forfeited. Once funded you may request all your net profit anytime ($250 minimum, $100 on #003) at 80/20; daily profit above $5,000 / $10,000 / $2,500 is forfeited. Live eligibility comes after 5 approved payouts or $5,000 requested ($10,000 on #002 in the guide’s transition table, $5,000 in its FAQ), with a live balance of 40% of the amount requested, up to $2,000.

Legacy plans keep their own rulebooks: Flex (25K and 50K), Core and Scale (legacy plans no longer on offer, per MFFU’s blog), the old Pro, and subscriptions that still renew every 30 days. The Flex guide says it is discontinued “effective August 5th”, no year given, while the Rapid page FAQ still lists it. MyFunded Perpetuals (MyFundedPerps) is offered by Funding Perpetuals Holdings, Inc., a separate company, and is not covered here.

Who the My Funded Futures rules suit

The firm sells speed: a one-day or two-day pass, an upgrade button, a payout 24 hours after the first funded trade, a 90% split with no consistency rule on Rapid. The price is the Rapid funded account’s intraday trailing floor and a $2,100 buffer earned before anything is paid. Rapid EOD and Builder swap the trail for minimum days or a consistency check and a payout cap; Pro swaps cadence for scale. All four are built for day traders who are flat by 4:10 PM ET, never hedge and, Builder aside, leave Tier 1 news alone once funded. Counting every evaluation and reset per firm shows whether an account ever paid for itself.

Frequently asked questions

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